Master in Business Administration with an emphasis on Banking and Finance from National University (today Fundepos), Bachelor of Economics from the University of Costa Rica.
Currently General Manager of Grupo Financiero CAFSA. Personal Banking Manager and Regional Director of the Cards Product for Banco LAFISE. Director of Personal Banking and Insurance at Bank, Assistant Vice President of Consumer Banking, Manager of Cards and Payment Methods, Manager of Medium Business Credit, Coordinator of Mortgage and Personal Credit, at HSBC (formerly Banex).

Graduate of Master of Finance Universidad Latina

Graduated from Bach in Marketing and Sales at Universidad Int de las Américas.

Innovation and Products Manager since March 16, 2020

Commercial Manager at Grupo Nación May 02, 2018 to March 12, 2020

Innovation Specialty by: International Bureau of Knowledge and Innovation IBKIN Argentina.
Specialty in Digital Transformation: International Business School INCAE.

Certified Public Accountant incorporated to the Association of Public Accountants of CR Financial Manager of Grupo Financiero CAFSA. Audit Manager at PricewaterhouseCoopers Firm, executing work for public and private, national and transnational companies.

Degree in Business Administration with an emphasis in Banking and Finance from the Fidelitas University and Master in Finance from the Technological Institute of Costa Rica. Previous experience as Executive of Corporate Accounts in Banks of the National Financial System: Banco del Comercio, Banco BCT and in the Representative office of Banco Continental de Panamá in Costa Rica. Currently General Manager of Arrendadora Cafsa SA, belonging to Grupo Financiero Cafsa, a leading company in the financing and leasing of vehicles of the Purdy Motor Group and subsidiaries

Graduated in Business Administration from the University of Costa Rica and a Bachelor's Degree in Business Administration with an Emphasis on Market from the University of Costa Rica. He is currently the Credit Manager at Financiera Cafsa.

Bachelor of Finance graduated from ULACIT

Currently Head of Recovery Grupo Financiero CAFSA, Operations Manager Recuperadora Crédito Invercom, Collection Manager at Banco Davivienda.

Master's Degree in Human Talent Management

Graduated from Bachelor of Psychology and graduated from Bachelor of Psychology
Head of Human Management at Grupo Financiero Cafsa from June 2015 to date.
Head of Human Resources at Banco BCT from July 2001 to September 2013

Master's Degree in Business Administration and Management with an emphasis in Finance from the University of Costa Rica, Bachelor's Degree in Public Accounting from the Castro Carazo University, Bachelor's Degree in Business Administration from the Catholic University of Costa Rica, Risk Technician from the University of Costa Rica , Quality assurance evaluator in Internal Audit of the Institute of Internal Auditors of CR. Incorporated to the College of Economic Sciences of Costa Rica card No. 43876.
Currently Head of Risk at Grupo Financiero CAFSA since August 2018. Risk Supervisor at PwC Consultores. Head of Internal Audit at BAC Credomatic.

Graduated in Business Administration with an emphasis in Finance and Banking from Fidélitas University. Performance and experience in the areas of Collections, Credit, Leasing and Funding of Grupo Financiero Cafsa.

Degree in Information Technology for Business Management from the Universidad Latina de Costa Rica. He has the titles of COBIT 5 from APMG International, ISO-27001: 2005 from Deloitte & Touche, CISCO CCNA from the Latin University of Costa Rica and Software Quality Assurance from Tecnova Soluciones, among others. Among his experience, he has led the implementation of the SUGEF 14-09 and SUGEF 14-17 regulations, as well as the implementation of the necessary processes for the reporting of regulatory information according to the SUGEF 1-05 regulations. Additionally, he has led and implemented solutions for automated information replication systems, business processes, contingent processes, customer categorization and monitoring, business intelligence, collection processes, electronic payment systems, systems for IT monitoring and management in adherence to best practices; on the other hand, it has designed and implemented solutions on communication networks and voice over IP; information storage, processing and virtualization solutions; economies of scale solutions for both hardware and software.

Bachelor of Business Administration with an Emphasis in Marketing (Universidad Hispanoamericana).

Currently Head of Cards of Grupo Financiero CAFSA. Head of Portfolio Development for Banco DAVIVIENDA. Cards Manager for Banco LAFISE. Head of Credit for CREDOMATIC DE COSTA RICA. Credit Deputy Manager for CREDOMATIC DE MÉXICO.

Industrial Production Engineer
In charge of the Quality Management System of the organization based on the INTE ISO 9001: 2015 Standard and the Business Architecture process to ensure continuous improvement in the organization.

Certified Public Accountant, Master Candidate in Project Management from the Technological Institute of Costa Rica, Bachelor of Law Candidate from Fidélitas University, Master in Economics with emphasis in Banking and Risk Management from the University of Costa Rica, Bachelor's and Bachelor's Degree in Public Accounting from the University of Costa Rica, Medium Accounting Technician from the Vocational College of Arts and Crafts of Cartago.

Currently Internal Control Officer at Grupo Financiero CAFSA. Internal Audit, Risk and Money Laundering Supervisor at Deloitte for Central America and the Caribbean. Audit Partner at FRS Solutions Services. Financial Manager at Delta Security Commands. Senior Auditor of Internal Audit at Deloitte for Central America and the Caribbean. Auditor in Charge at KPMG SA

He has also served as an undergraduate and graduate professor at Public Universities.